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Innovative Financial Answers
The  Tailored Portfolio
Goals & Objectives
Equity Investment  Philosophy
Fixed Income Selection Process
   
  Balanced
 

Compliments equity component to lower portfolio risk

   
  Maturity
 

Ranges: Intermediate maturities (2 - 8 years)

   
  Portfolio Structure
 

Laddered based on best risk / reward characteristics

   
  Sector Selection
 

Add value by allocating between U.S. Treasuries, agencies, municipal, & corporate bonds based upon best total return opportunities

   
  Risk Control
 

Interest rate risk

 
  1. Avoid long bonds
  2. Ladder maturities to take advantage of different interest rate periods for reinvestment
  3. Use higher coupon bonds
  Credit Risk
 

Strict credit criteria - equity approach

   
  Event Risk
 

Diversify among U.S. Treasuries, agencies and investment grade municipal and corporate bonds. No more than 5% of portfolio held in any one issuer.

 

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